Caribbean Payments

About Us

About Caribbean Payments

Caribbean Payments is a Puerto Rico-based company that offers payment processing services and consulting in this field. With over 35 years of combined industry experience, our managing members are dedicated to making a positive impact across the island. The company’s mission is to empower businesses through simple, reliable, and secure payment processing solutions.

We leverage the latest technology to streamline operations and improve efficiency. Our goal is to help every client operate confidently with modern and secure systems, and we strive to deliver the best service in the industry. Our hands-on approach allows us to tailor each solution to the client’s specific needs, which is why many businesses choose Caribbean Payments as their long-term partner — our personalized service has become one of our greatest strengths.

We provide an extensive array of services to support businesses of all types. The company offers check and ACH processing, a wide selection of hardware and software solutions, robust payment gateways, and specialized support for both high- and low-risk businesses. Companies can rely on us to handle all aspects of their payment operations.

Our commitment extends beyond transactions. Caribbean Payments continues expanding its payment processing solutions in Puerto Rico and across the Caribbean, helping local businesses grow securely, efficiently, and with confidence.

Caribbean Payments team in Puerto Rico

Meet the Experts

at Caribbean Payments

Joshua Lohrman

Joshua Lohrman

Managing Member

Joshua Lohrman has 12+ years in the banking and credit card industry. He graduated from The Fisher College of Business at The Ohio State University with a Business Finance Degree in 2004. During school and after graduation he was a manager in the Loss Prevention Department at Discover Card in New Albany, OH for 5 years.

Marco Oikkonen

Marco Oikkonen

Operations

Meet Marco Oikkonen. As a native to Puerto Rico, Marco saw a huge opportunity to bring superior service, rates, and new innovative solutions to the market. With multiple years of experience in the payment industry, Marco brings a wealth of knowledge and expertise to the table. Certified as an ETA CPP professional, Marco is well-versed in the latest industry standards and best practices.

Carlos Balzac

Carlos Balzac

Senior Account Manager

Born and raised in Puerto Rico, Carlos attended the University of Puerto Rico Mayaguez and later the University of Puerto Rico, Medical Sciences Campus where he earned his two master's degrees. He is a highly motivated and dedicated individual with a strong background in administration and sales. As a Puerto Rican native he is deeply connected to his roots and is passionate about contributing to the expansion of Caribbean Payments with the ultimate goal of improving financial accessibility and inclusivity throughout Puerto Rico and the Caribbean region.

Franco Paez

Franco Paez

Senior Support Representative

Franco is a key member of the Caribbean Payments team, bringing a strong background in sales and a deep commitment to customer service. With experience across multiple industries including Real Estate, Healthcare, and Technology, he has developed a reputation for delivering a truly personalized, human-first approach. Since the age of 18, Franco has focused on building lasting relationships with clients by ensuring they always feel supported, heard, and valued. At Caribbean Payments, he applies that same passion and dedication to helping businesses find the right payment solutions and providing ongoing support every step of the way.

Our Processing Partners

At Caribbean Payments, we strive to provide you with the most advanced technology and reliable hardware to ensure a seamless payment processing experience. In partnership with trusted providers who share our values, we promote sustainable business growth and efficiency. In addition, our round-the-clock customer support team is always ready to assist you.

Ready to move forward?

Get in touch with us today and let’s start transforming your business from the ground up.

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