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Payment Solutions
Accept card payments from any computer — no hardware needed. Caribbean Payments’ virtual terminal turns any browser into a secure payment terminal, so your Puerto Rico business can key in sales, bill clients, and get paid from anywhere.
Virtual payment processing
Manually enter credit and debit card details from any browser. Address verification and encryption help you keep every transaction protected.
There is nothing to buy, plug in, or maintain. If you have a computer and internet, you can start accepting card payments today.
Save cards on file for repeat customers, schedule recurring billing, and send professional invoices with a pay-online link.
Perfect for MOTO businesses — take orders over the phone or by mail and process the payment on the spot, wherever you are.
How it works
Sign in to your secure virtual terminal on a desktop, laptop, or tablet — no app or equipment to install.
Key in the customer's card number, amount, and details, or pull up a saved card for a returning client.
Submit the transaction, watch it settle to your account, and send a digital receipt by email or text in seconds.
FAQ
A virtual terminal is a secure web page that turns any internet-connected computer into a payment terminal. Instead of swiping a card on physical hardware, you log in through your browser and key in the card details to charge the customer — ideal for virtual payment processing without a countertop machine.
You sign in to your Caribbean Payments virtual terminal, enter the customer's card number, expiration date, amount, and billing details, then submit the transaction. The payment is encrypted, authorized through the card networks, and settled to your merchant account — all from any browser, with a digital receipt sent to your customer.
No. A virtual terminal is entirely software-based, so there is no card reader, terminal, or point-of-sale device to purchase. Any computer, laptop, or tablet with a web browser and an internet connection is all you need to start accepting card payments.
Yes. Our virtual terminal is fully PCI DSS compliant and uses the latest encryption to protect every card entry. Tools like address verification (AVS) and card verification help reduce fraud, and sensitive data is never stored in plain text — keeping your customers' information safe.
Get in touch with us today and let’s start transforming your business from the ground up.
