Terms & Conditions

1. Use of Services

Caribbean Payments provides payment processing and related financial services to businesses. By accessing or using our website and services, you agree to comply with these Terms & Conditions and all applicable laws and regulations.

Our services are intended for legitimate business purposes only. You agree not to misuse our website, submit false information, or engage in any unlawful activity while using our services.

2. Communications

Caribbean Payments may contact you regarding your inquiry, account, or services.

3. SMS Communications (Customer Care)

Our SMS program is a customer care and account-servicing program. By providing your mobile number and opting in, you agree to receive customer care and one-on-one messages from Caribbean Payments related to your inquiry, account, and services — such as account alerts, transactional updates, appointment reminders, and support responses. This is not a marketing program, and we do not send promotional messages to numbers that have not opted in to receive them.

We do not share, sell, or rent your mobile information or your SMS opt-in and consent data to any third parties or affiliates, and we never use it for third-party marketing or promotional purposes. Your consent to receive messages is used solely to deliver the messages described above.

Message frequency may vary. Standard message and data rates may apply. Reply STOP to opt out at any time. Reply HELP for help. Carriers are not liable for delayed or undelivered messages. Supported carriers include AT&T, Verizon Wireless, T-Mobile, U.S. Cellular, Boost, MetroPCS, and others. For more detail on how we handle your information, see our Privacy Policy.

4. Privacy

Your information is handled according to our Privacy Policy.

5. Limitation of Liability

Caribbean Payments shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to the use of our services, including but not limited to delays, service interruptions, data loss, or communication failures.

Our services are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied.

To the fullest extent permitted by applicable law, Caribbean Payments disclaims all liability for any damages resulting from your use of our website or services.